Limited Time
Get $25,000 funding at 0% APR. All applicants eligible.
Credit line up to $3M. Instant approvals. All retail & wholesale businesses eligible.
Claim by 4 PM for instant approval
Backed by $320M in funding from
Brands we've helped improve cash flow, buy inventory and scale.
No traditional personal guarantee.
No blanket liens
No collateral needed
No weekly or daily repayment
No hidden fees
No lengthy financial statements
“Spring funds my invoices within hours.”
“Up to 100% of the invoiced amount while others only give 70-80%”
“Cheapest and fastest financing from what I've seen.”
“The most founder-friendly company I've met.”
“Fastest and most tech-savvy invoice factoring company.”
“Spring funds my invoices within hours.”
“Up to 100% of the invoiced amount while others only give 70-80%”
“Cheapest and fastest financing from what I've seen.”
“The most founder-friendly company I've met.”
“Fastest and most tech-savvy invoice factoring company.”
“Spring funds my invoices within hours.”
“Up to 100% of the invoiced amount while others only give 70-80%”
“Cheapest and fastest financing from what I've seen.”
“The most founder-friendly company I've met.”
“Fastest and most tech-savvy invoice factoring company.”
We turn your invoices into cash today
Our 4 Co-founders Have Given $35 Billion in Funding to 500,000+ Customers since 2000
Founder-Friendly. No personal guarantees or all-asset liens
Backed by with over £2.5 billion in deposits, and others.
Invoice factoring fees as low as 10.5% annually
No periodic financial submissions required
No late fees if payment is within 15 days
No origination, unused line,
or subscription fees
or subscription fees
We advance up to 100% of your invoice, compared to competitors’ 80%.
Our 4 Co-founders Have Given $35 Billion in Funding to 500,000+ Customers since 2000
Founder-Friendly. No personal guarantees or all-asset liens
Backed by with over £2.5 billion in deposits, and others.
Invoice factoring fees as low as 10.5% annually
No periodic financial submissions required
No late fees if payment is within 15 days
No origination, unused line,
or subscription fees
or subscription fees
We advance up to 100% of your invoice, compared to competitors’ 80%.
Our 4 Co-founders Have Given $35 Billion in Funding to 500,000+ Customers since 2000
Founder-Friendly. No personal guarantees or all-asset liens
Backed by with over £2.5 billion in deposits, and others.
Invoice factoring fees as low as 10.5% annually
No periodic financial submissions required
No late fees if payment is within 15 days
No origination, unused line,
or subscription fees
or subscription fees
We advance up to 100% of your invoice, compared to competitors’ 80%.
What is Spring Cash?
An invoice factoring and PO financing company for CPG brands.
What’s the $25,000 free offer?
Your first $25K in factored invoices has 0% fees or APR.
How fast can I get funded?
Usually within 24 hours of applying.
How do I apply?
Fill out a 6-minute form, link QuickBooks and your bank.
Who provides the funding?
Spring Cash is backed by GB Bank with $3B in deposits.
What makes Spring different?
We advance 100% of your invoice upfront (others give ~85%).
Do you take a reserve holdback?
No — we give the full invoice amount immediately.
What happens if my retailer pays less?
We simply adjust after reductions show up.
Do I need to give a personal guarantee?
Only in cases of fraud — not for business failure.
Do you file liens?
Yes, but only on the invoices we fund — never blanket liens.
Who do you work with?
CPG brands selling into major retailers and distributors.
What invoice sizes qualify?
Typically $25K–$5M+.
Do you work with startups?
Yes, if you’re in retail with valid POs or invoices.
How do repayments work?
Retailers pay us directly; you keep the balance.
Why should I trust you?
We’re bank-backed, founder-friendly, and built to help brands grow.
Leadership
Non-Executive Chairman
Sameer Gehlaut
In the UK, Sameer founded Clivedale Group, a luxury real estate developer with a portfolio exceeding £1.5 billion in GDV.
Landmark developments by Clivedale include Mayfair Mandarin Oriental Hotel and Residences and Mayfair Park Residences, managed and serviced by the Dorchester Collection.
Sameer through his family office is the majority shareholder of GB Bank (UK) with £2 billion+ in deposits.
Sameer founded Indiabulls Group in India. Under his leadership, Indiabulls Housing Finance disbursed over $35 billion to more than 500,000 customers and returned $1.8 billion in dividends to shareholders. Indiabulls Real Estate developed over 20 million sq. ft. of prime residential and commercial properties and it's 2 office complexes, One Indiabulls Center and Indiabulls Finance Cente were bought by Blackstone for $2 billion.
Sameer holds a Bachelor of Technology in Mechanical Engineering from the Indian Institute of Technology (IIT) Delhi.
Landmark developments by Clivedale include Mayfair Mandarin Oriental Hotel and Residences and Mayfair Park Residences, managed and serviced by the Dorchester Collection.
Sameer through his family office is the majority shareholder of GB Bank (UK) with £2 billion+ in deposits.
Sameer founded Indiabulls Group in India. Under his leadership, Indiabulls Housing Finance disbursed over $35 billion to more than 500,000 customers and returned $1.8 billion in dividends to shareholders. Indiabulls Real Estate developed over 20 million sq. ft. of prime residential and commercial properties and it's 2 office complexes, One Indiabulls Center and Indiabulls Finance Cente were bought by Blackstone for $2 billion.
Sameer holds a Bachelor of Technology in Mechanical Engineering from the Indian Institute of Technology (IIT) Delhi.
CEO
Tej was previously an investor at Coatue, a hedge fund and VC fund that manages over $50 billion and whose portfolio companies include Bytedance (TikTok), OpenAI, Discord, Canva, and others.
He also worked at Bain Capital Ventures and the M&A team at IAC, a holding company that owned and spun out Tinder, TicketMaster, Hotels.com, Expedia, and others.
He also worked at Bain Capital Ventures and the M&A team at IAC, a holding company that owned and spun out Tinder, TicketMaster, Hotels.com, Expedia, and others.
CTO
Oliver Hamilton
Oliver Hamilton is the CTO and Co-Founder of SpringCash, a fintech startup focused on simplifying access to capital for businesses.
Previously, he was a founding engineer at Minion AI, where he built critical infrastructure for AI-driven applications. Before that, Oliver worked at Alameda Research, where he developed high-performance trading systems in cryptocurrency markets. He gained early exposure to high-frequency trading as a software engineering intern at Two Sigma, contributing to the derivatives engineering team. He also interned at Airbnb, working on the Experiences Search team to enhance user discovery algorithms.
Oliver is particularly passionate about startups leveraging artificial intelligence and algorithmic trading technologies. He enjoys building scalable software systems and exploring innovative approaches to financial engineering. Oliver is enthusiastic about fintech's potential to reshape how businesses access and utilize capital efficiently. Outside work, he is a dedicated runner and enjoys exploring New York City’s food scene.
Oliver holds an MS and BS in Computer Science and a BA in Mathematics from Vanderbilt University.
Previously, he was a founding engineer at Minion AI, where he built critical infrastructure for AI-driven applications. Before that, Oliver worked at Alameda Research, where he developed high-performance trading systems in cryptocurrency markets. He gained early exposure to high-frequency trading as a software engineering intern at Two Sigma, contributing to the derivatives engineering team. He also interned at Airbnb, working on the Experiences Search team to enhance user discovery algorithms.
Oliver is particularly passionate about startups leveraging artificial intelligence and algorithmic trading technologies. He enjoys building scalable software systems and exploring innovative approaches to financial engineering. Oliver is enthusiastic about fintech's potential to reshape how businesses access and utilize capital efficiently. Outside work, he is a dedicated runner and enjoys exploring New York City’s food scene.
Oliver holds an MS and BS in Computer Science and a BA in Mathematics from Vanderbilt University.
CCO
Will Fischer
Will has been Head of Credit at Highbeam, a banking platform for Consumer Brands, and Nectar, a real estate fund. Prior to those roles, he was the first American underwriting hire at Wayflyer, an ecommerce fintech, where he helped build out the team and develop their PO finance product. During his tenure, they became a unicorn and more than tripled in headcount.
Will started his career in leveraged finance at Regions Bank's restaurant group before joining the Peace Corps and working in economic development in Colombia.
He graduated cum laude from Wake Forest University with a bachelor of economics and attended The Wharton School and Lauder Institute for his MBA and MA.
Will started his career in leveraged finance at Regions Bank's restaurant group before joining the Peace Corps and working in economic development in Colombia.
He graduated cum laude from Wake Forest University with a bachelor of economics and attended The Wharton School and Lauder Institute for his MBA and MA.
General Counsel
Alex Cameron
Alex Cameron is the General Counsel at Springcash having a career in legal and finance since 1987 in the City of London.
Alex is an English qualified solicitor who has been Head of Legal for Barclays Capital and the Barclays Business Bank in the UK and worked for both Merrill Lynch and Bank of America in a senior legal capacity before being a founder of The Mortgage Lender, a highly successful retail mortgage lending business that was sold to Shawbrook Bank.
Alex is a director of GB Bank and has previously been a director of two other UK banks. Comfortable in both start ups and established businesses Alex brings a wealth of experience to the business of Springcash.
Alex is an English qualified solicitor who has been Head of Legal for Barclays Capital and the Barclays Business Bank in the UK and worked for both Merrill Lynch and Bank of America in a senior legal capacity before being a founder of The Mortgage Lender, a highly successful retail mortgage lending business that was sold to Shawbrook Bank.
Alex is a director of GB Bank and has previously been a director of two other UK banks. Comfortable in both start ups and established businesses Alex brings a wealth of experience to the business of Springcash.
COO
Nico Mottesi
Nico was previously an Investment Banking Associate at Houlihan Lokey’s FinTech and Software M&A practice.
Prior to that, he was a Research Analyst at FT Partners in their Vertical Software and Payments division.
He graduated with a Business degree from Cornell University.
Prior to that, he was a Research Analyst at FT Partners in their Vertical Software and Payments division.
He graduated with a Business degree from Cornell University.