Instant PO Financing To Unlock Growth
Grow into new retailers. Say yes to bigger orders.

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Backed by

SOC 2

GDPR

Up to $5M to Fund POs

Finance POs for Costco, Walmart, Whole Foods, and other retailers.

Instant Advance

Get 10%+ paid to your supplier instantly.

Built for $3M+ Brands

We work with established CPG brands with $3M+ revenue

Some of the retail purchase orders and invoices we’ve financed

orders for

Access the growth capital you need, instantly
No more than 5 mins

Purchase Order

$1,000,000

You receive $1M purchase order from Target

We pay the $400-600K to your supplier to produce the goods needed

Target pays Spring Cash the PO amount minus their deductions (breakage, marketing, fees, etc.) We subtract the amount we funded you and send the remaining balance to you immediately.

Testimonials

Advanced invoice for

“Spring is by far the fastest and most tech-savvy invoice factoring company I’ve ever come across.”

— Brian Friedman, Co-founder & COO

Advanced invoice for

“Spring funds my invoices within hours. Never seen anything like it before. I don’t recommend anyone else for financing your growth.”

— Isabel Washington, CEO

Advanced invoice for

“Spring has been a great partner for us! Fast, transparent, and actually understands how DTC and retail brands operate.”

— Fares Benouhiba, Founder & President

Advanced invoice for

“Spring's terms are the best I've ever seen: no traditional personal guarantee, and no all-asset lien. The most founder-friendly company I've met.”

— Forbes Fischer, CEO

Advanced invoice for

"Love these guys. Cheapest and fastest financing from what I've seen."

— Justin Kim, COO

Advanced invoice for

"SpringCash is the fastest funding we've ever received."

— Naushad Parpia

Our Additional Products

Invoice Factoring

Once you invoice retailers or distributors, we advance you 80-99% of the invoice amount immediately.

Get Started

Invoice to Distributor

$100,000

Merchant Cash Advance

Get an advance on your future sales and access working capital. Only pay back a fixed amount daily.

Get Started

Your purchase order amount

100,000

Your funding estimate

$150,000

$300,000

How we’re different

Get funded in 5 minutes by connecting your bank account and uploading an invoice or PO

Flexible and multiple types of financing. Instant funding and higher amounts funding

Trust and transparency brought via a commercial and regulated bank backing

FAQs

What is purchase order financing and how does it work?

Purchase order financing (“PO financing”) is when we pay your factory or co-packer upfront to produce goods for a confirmed retailer purchase order. Instead of you needing the cash to make the inventory, we step in and fund the cost of production so you can fulfill large orders from retailers like Target, Walmart, Costco, Sprouts, UNFI, KeHE, or Amazon.

Do you pay the funds to the brand or directly to the factory/co-packer?

Your first $25K in factored invoices has 0% fees or APR.

What types of POs are eligible (Target, Walmart, Costco, UNFI, Dot Foods, etc.)?

Usually within 24 hours of applying.

What percentage of the purchase order will you finance?

Fill out a 6-minute form, link QuickBooks and your bank.

How fast can you fund a purchase order?

Spring Cash is backed by GB Bank with $3B in deposits.

What documents do I need to qualify?

We advance 100% of your invoice upfront (others give ~85%).

What happens if my retailer takes deductions or chargebacks?

No — we give the full invoice amount immediately.

Do you require personal guarantees?

We simply adjust after reductions show up.

Is purchase order financing considered a loan?

Only in cases of fraud — not for business failure.

Do you require a lien, UCC filing, or collateral?

Yes, but only on the invoices we fund — never blanket liens.

Instant PO Financing To Unlock Growth Grow into new retailers. Say yes to bigger orders.

Some of the retail purchase orders and invoices we’ve financed

Access the growth capital you need, instantlyNo more than 5 mins

$1,000,000

Testimonials

“Spring is by far the fastest and most tech-savvy invoice factoring company I’ve ever come across.”

“Spring funds my invoices within hours. Never seen anything like it before. I don’t recommend anyone else for financing your growth.”

“Spring has been a great partner for us! Fast, transparent, and actually understands how DTC and retail brands operate.”

“Spring's terms are the best I've ever seen: no traditional personal guarantee, and no all-asset lien. The most founder-friendly company I've met.”

"Love these guys. Cheapest and fastest financing from what I've seen."

"SpringCash is the fastest funding we've ever received."

Our Additional Products

Invoice Factoring

Merchant Cash Advance

How we’re different

Get funded in 5 minutes by connecting your bank account and uploading an invoice or PO

Flexible and multiple types of financing. Instant funding and higher amounts funding

Trust and transparency brought via a commercial and regulated bank backing

FAQs

Instant PO Financing To Unlock Growth
Grow into new retailers. Say yes to bigger orders.

Access the growth capital you need, instantly
No more than 5 mins